Cars under $100 bi-weekly
Less than $100 every two weeks. That is the whole idea here. You set a small payment. We show you cars that match. Simple.
How the bi-weekly payment is calculated?
Every estimate on this page starts with a few assumptions. The final number can change based on the vehicle, your financing, down payment, trade-in value, taxes, fees, and credit approval.
We start with the vehicle price
Vehicles shown here are selected because their estimated payments fall at or under $100 bi-weekly based on the available assumptions.
We apply a standard rate and term
We use the highest available rate and longest available term to estimate payments. Your actual rate and term may vary with credit approval, lender requirements, and vehicle details, which means your final payment could be higher or lower.
You can adjust the number
A down payment lowers the amount you finance. A trade-in can do the same. Use the payment calculator on the vehicle page to adjust your down payment, trade-in value, term, and frequency to see what may work for you.
Can I get approved?
A lower credit score does not automatically put you out of options. Go Auto works with a range of financing partners to help you explore financing based on your situation. Your approval and payment depend on income, credit history, vehicle choice, down payment, trade-in value, term, and lender requirements. We use a soft credit check to look at your situation, and it does not affect your score.
What affects your payment more than your credit score
Your credit score can affect your interest rate, but it is not the only factor that matters. These details can also make a big difference:
- Vehicle price: Choosing a lower-priced vehicle can help keep payments more affordable.
- Down payment: Adding money down may reduce the amount you need to finance.
- Trade-in value: Your current vehicle could help lower your financed amount.
- Loan term: A longer term may lower the bi-weekly payment, though it can increase the total cost of borrowing.
- Taxes and fees: Provincial taxes and applicable fees can affect the final payment.
Check your eligibility (no impact on your credit score)
Go Auto uses a soft credit pull to assess your situation. This does not affect your score. You will see your options before you commit to anything. Powered by Equifax.
Browse more payment ranges
Not finding the right fit under $100 bi-weekly? You can keep browsing by estimated payment range and compare vehicles that may work better for your budget.
Under $200 bi-weekly
More selection, more features, and more room to find the right fit.
Under $300 bi-weekly
Explore a wider range of cars, SUVs, and trucks with more flexibility.
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Browse by sticker price instead under $10K, $15K, $20K, $25K or more
Frequently Asked Questions
Is it possible to find a vehicle under $100 bi-weekly?
Yes, it can be. A $100 bi-weekly payment works out to about $217 a month, so vehicles in this range are usually lower-priced used cars, compact sedans, older hatchbacks, or fuel-efficient commuters. Your actual payment depends on the vehicle price, term, rate, taxes, fees, down payment, trade-in, and credit approval.
How long would I be paying off a vehicle under $100 bi-weekly?
The term varies by vehicle, lender, and approval. Lower payments often come from longer terms, which can make the payment more manageable but may increase the total cost of borrowing. Our finance team can walk you through the term and repayment options before you sign.
Are taxes and fees included in the estimate?
Your estimate includes applicable taxes based on your location. Alberta buyers see the 5% federal GST. British Columbia buyers see GST plus applicable PST. Your final payment may also be affected by dealer fees, lender requirements, down payment, trade-in, term, rate, and credit approval.
Can I use my trade-in to get under $100 bi-weekly?
Yes. If your current vehicle has trade-in value, it may lower the amount you finance. A lower financed amount can reduce your estimated payment and open up more options. Start by getting your trade-in value online.
What if I cannot find the right vehicle under $100 bi-weekly?
You still have options. Browse vehicles under $200, $300, or $400 bi-weekly, add a down payment, apply a trade-in, or compare different terms to find a payment that works better for you.
