Shop vehicles by bi-weekly budget
Shop new and used cars, trucks, and SUVs by bi-weekly payment so you can narrow your options faster and stay closer to what you want to spend.
Vehicles under $100 bi-weekly
Smart picks that help keep your payments low. Reliable and easy on the budget.
Vehicles under $200 bi-weekly
Explore more flexible options with a wider range of cars, SUVs, and trucks.
Vehicles under $300 bi-weekly
Browse a larger selection of vehicles with more room, features, and flexibility.
Vehicles under $400 bi-weekly
More options, more features, more “yep, this is the one” energy.
A simpler way to shop affordable vehicles
Shopping by bi-weekly payment can make it easier to narrow down your options faster. Instead of starting with total price alone, you can browse vehicles based on what feels realistic for your monthly budget. Whether you’re looking for an affordable commuter car, a family-friendly SUV, or a truck, exploring by payment helps you see what may work for you before taking the next step.
How Bi-Weekly Payment Shopping Works
Estimated bi-weekly payments are based on factors like vehicle price, financing term, interest rate, down payment, trade-in value, taxes, fees, and credit approval. Your actual payment may vary, but browsing this way gives you a helpful starting point when affordability is top of mind.
A few things can affect your estimated bi-weekly payment:
- Vehicle price: The total price of the vehicle can impact your payment.
- Down payment: A larger down payment may help lower your financed amount.
- Trade-in value: Your current vehicle could help reduce what you need to finance.
- Loan term and rate: Financing terms and interest rates can change your estimated payment.
Car-shopping math? Handled. Mostly. We still recommend letting the calculator do the heavy lifting.
Helpful tools
Need help lowering your monthly payment?
A few small changes can make a big difference. A trade-in, larger down payment, different financing term, or more affordable vehicle choice may help bring your estimated bi-weekly payment closer to your target budget.
Estimate your payment
See how vehicle price, down payment, trade-in value, rate, and term can affect your estimated weekly, bi-weekly, or monthly payment.
Value your trade
Find out what your current vehicle may be worth and see how it could help lower your next payment.
Get pre-approved
Start your finance application online and shop with a clearer idea of your budget.
Explore credit options
Looking to build, rebuild, or understand your financing options? We can help with that too.
Frequently Asked Questions
Does choosing bi-weekly car payments save money?
It can, depending on how your loan is set up. Bi-weekly payments are made every two weeks, which means 26 payments per year. In some cases, that can help reduce your principal faster and lower the total interest paid over the life of the loan. Your actual savings depend on your loan amount, interest rate, term, lender, and repayment details. Tiny payment schedule. Potentially big difference. We love to see it.
What is the difference between bi-weekly and semi-monthly payments?
Bi-weekly payments happen every two weeks, for a total of 26 payments per year. Semi-monthly payments happen twice a month, usually 24 payments per year. If you get paid every two weeks, bi-weekly payments may line up more naturally with your pay schedule and make budgeting feel a little stressful.
Can I pay off my car loan early?
Many auto loans allow early repayment or extra payments, but the exact terms depend on your lender and financing agreement. Before making extra payments or paying off your loan early, it is always best to review your contract or speak with your lender. Go Auto’s finance team can help walk you through your options before you sign, so you know what to expect.
How do I estimate my bi-weekly car payment?
Use Go Auto’s payment calculator to estimate your weekly, bi-weekly, or monthly payment. You can adjust the vehicle price, down payment, trade-in value, loan term, and interest rate to see how different choices may affect your budget. It is the easiest way to play with the numbers without committing to anything. No calculator degree required.
Can I lower my bi-weekly car payment?
Yes, there are a few ways that may help lower your estimated bi-weekly payment:
- Choose a lower-priced vehicle
- Add or increase your down payment
- Trade in your current vehicle
- Compare different loan terms
- Explore available financing options
- Get pre-approved to better understand your budget
How do local provincial taxes affect my bi-weekly payment?
Your estimated payment includes applicable taxes based on your location. When you use our loan tools, your payment is automatically calculated using the tax rules for the province you’re shopping in.
Alberta buyers: Payments include the 5% federal GST, with no provincial sales tax.
British Columbia buyers: Payments factor in GST and applicable provincial sales tax, which may vary based on the vehicle’s purchase price.
Your final bi-weekly payment may also be affected by fees, down payment, trade-in value, loan term, interest rate, and credit approval.
How do I calculate my bi-weekly payment budget?
A good starting point is to look at your take-home pay and decide what you can comfortably spend every two weeks. Remember to factor in more than just the payment: insurance, fuel, maintenance, and other vehicle costs should be part of your budget too.
Once you have a number in mind, use our payment calculator to compare vehicles and see how down payment, trade-in value, loan term, and interest rate may affect your estimated bi-weekly payment.
Can I use my trade-in to lower my bi-weekly payment?
Yes. Applying your trade-in value toward your next vehicle may reduce the amount you need to finance, which could help lower your estimated bi-weekly payment. Your actual payment will depend on your trade-in value, vehicle price, financing terms, taxes, fees, and credit approval.
